Thank you for visiting my website and for the opportunity to help you improve your life and your finances.
What makes me different from any other Certified Financial Planner, Financial Advisor or Wealth Manager that you will ever meet, is the way I add value to clients or prospective clients lives by guiding them to become 100% debt free and make wise financial decisions that change their lives, as I manage and help them grow their retirement nest egg, while keepng them on the path to achieve financial independence.
As a public service for non-clients or prospective clients, and as a value added service for clients, with their help, I create the following at no cost for those who accept my no obligation offer,
1. Balance Sheet - Create a snapshot in time on a single page, showing your assets on the left (what you own), your liabilities on the right (what you owe), and the difference as your financial net worth. This becomes our starting point to measure your future financial progress.
2. Cash Flow Statement - Again on a single page, you will see your income (inflows) on the left and your expenses (outflows) on the right, with the difference being your residual or available income to enjoy life.
3. Written Debt Pay off Plan - For those interested in working with me, again at no obligation to become a client, together we will create you a written debt pay-off plan. I have found from years of experience that most individuals and couples, with a little focus and discipline, can become 100% debt free, including a 30 year mortgage in as little as 10-12 years. Some, including myself have done it in as little as five years, depending on how determined you are to get out of debt.
Why do I do this, at no cost or obligation for non-clients, or as a value added service for clients?
I do this because like most people I found myself working hard, while struggling financially. In m first career as a Design Engineer I grew tired of creating, designing and launching new state of the art products that made corporations and executives in those companies wealthy as I struggled financially.
After the 2000 tech bubble burst, while I continued to love technology, I wanted and needed a change. I went back to night school to complete all the coursework to become a Certified Financial Planner to help others like myself to learn to make better financial decisions and to work toward achieving financial independence.
I would go to work major companies on Wall Street for 12+ years before escaping to go independent seven plus years ago. Being an independent financial advisor allows me to build and operate my business my way, accepting only those as clients who listen. appreciate, and act on sound financial advice.
I love what I do so much that I would do it for free, so I offer debt counseling and basic financial planning at no cost or as a value added service, since clients pay me a reasonable income to manage their money.
By walking the talk and becoming debt free and following my own advice, I earn the respect and confidence of my clients, and that helps me attract new clients. I purposely limit the number of individuals or couples I will accept as clients, so I can give each client all the time and attention they want or need. In my spare time, I give back to society by helping non-clients to get on the right path financially, as nothing pleases me more than knowing I am making a difference in others lives.
Please explore each of the tabs on the left side of this page, and if you like what you see and read, reach out to me for one-on-one guidance or buy one or both of my books for yourself, for family members or for anyone you know that needs or could learn from the topics presented. If you would like to hire me to help get you from where you are today to where you would like to be personally or financially please reach out to me for a no-cost confidential conversation.
These books took me years to write and many more to get them published, but the information is timeless and you will wish you had these books years ago. I poured my heart and soul into this material and often as I was writing, the ideas were flowing faster than I could type. That is why I know these books were truly inspired by a higher power and I am forever grateful that this inspiration flowed through me, and that I now have the opportunity to share them with the world.
May you find the information on this website and in my books very useful and may you be inspired to change your life and the world for the better as a result of what you learn. People often tell me that they wished they had been taught this information when they were in school. I say: "It's never too late to learn".
Begin by ordering my books. Read them cover to cover and then tell me what you liked and what you learned, what you didn't fully understand and how I can be of service to you. In the words of Buddha: "When the student is ready, the teacher will appear." Are you ready?
Mike
